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[SPayLater] What is SPayLater?
English | Bahasa Malaysia
SPayLater offers users a convenient financial solution, enabling them to enjoy payment flexibility through a user-friendly digital platform. With SPayLater, users can make immediate purchases while having the option to defer payment. This service offers different payment plans, allowing users to spread their payments over periods ranging from one to twelve months.
*T&C applies
Payment Plans
- Processing fees depend on your preferred payment plan
- The 12-month, 18-month and 24-month instalment payment plan options are only available to eligible users only.
Payment plan | Processing Fees | Late Fees |
1-month | 0% per month on total payment/order amount starting from 18 January 2024 | Your SPayLater account will be temporarily frozen until the outstanding amount has been paid. To reactivate the account, users will be charged a late fee of RM10.
|
3-month instalment | 1.5% per month on total payment/order amount | |
6-month instalment | ||
12-month instalment | ||
18-month instalment | ||
24-month instalment |
Access SPayLater by going to the Me tab > SPayLater
⚠️ Note
- Learn how you can pay with SPayLater .
Before you choose to pay via SPayLater, understand the detailed terms and conditions to see if you're eligible and whether the payment plans suit you.
